I finally have my motivation back to save and pay off my debts. I went through this blah period for a couple of weeks where I felt like I just didn’t care how much I spent. I kept up with my coupons and grocery shopping but we were eating out a lot more. Plus we had to buy a few expensive things like a new mattress. I think I am back on track now.

Earlier this morning I realized that I had already met my goal for this pay period so I am taking the day off. Ok not the whole day but the rest of the day. I worked a couple of hours this morning. I’m setting some goals to accomplish today to take advantage of this new found motivation.

1.Plan menus through Sunday.
2.Inventory the basement pantry stockpile.
3.Figure next month’s trip to Pittsburgh into the budget.
4.Have homemade dinner on the table when bf comes home from work.
NO TAKE-OUT!!!

My name is Jamie. I am 29 (for the first time, seriously lol) and live in the middle of nowhere. Ok actually the middle of Pennsylvania but that’s the same thing as nowhere.

After some rough patches and frivolous spending I managed to get myself over 10,000 in debt on my credit cards. I have that down to about 3,000 now, give or take a hundred or two. I’m also working on a massive student loan for a bachelors and masters degree that I am not using. D’oh! But that will change once I get to a city that actually has a real economy (hopefully).

I have a LONG way to go but I feel I’m making better progress getting my financial life in order.